Consumer Finance Initiative logo in white

The latest research from the CFI

"Household Portfolios and Retirement Saving over the Life Cycle."

Parker, Jonathan A., Antoinette Schoar, Allison Cole, and Duncan Simester. Journal of Finance. Forthcoming.

"Demand-side and Supply-side Constraints in the Market for Financial Advice."

Reuter, Jonathan and Antoinette Schoar. Annual Review of Financial Economics. Forthcoming. NBER Working Paper No.32452.

"Target Date Funds as Asset Market Stabilizers: Evidence from the Pandemic."

Parker, Jonathan A. and Yang Sun. Journal of Pension Economics and Finance, 20th Anniversary Special Issue. Forthcoming.

"Financial Advice and Investor Beliefs: Experimental Evidence on Active vs. Passive Strategies."

Schoar, Antoinette and Yang Sun, MIT Sloan Working Paper 7155-24. Cambridge, MA: MIT Sloan School of Management, October 2024.

"Are Cryptos Different? Evidence from Retail Trading."

Kogan, Shimon, Igor Makarov, Marina Niessner, and Antoinette Schoar. Journal of Financial Economics Vol. 159, (2024): 103897. SSRN.

"A Dynamic Theory of Lending Standards."

Fishman, Michael J., Jonathan A. Parker, and Ludwig Straub. The Review of Financial Studies Vol. 37, No. 8 (2024): 2355-2402. Preprint. Appendix.

"Information and Market Power in DeFi Intermediation."

Azar, Pablo, Adrian Casillas, and Maryam Farboodi, MIT Sloan Working Paper 7157-24. Cambridge, MA: MIT Sloan School of Management, May 2024. The Economist. Written Testimony Before House Committee. Liberty Street Economics Blog. Read: Preprint.

Faculty: Maryam Farboodi
"Revenue Collapses and the Consumption of Small Business Owners in the Early Stages of the COVID-19 Pandemic."

Kim, Olivia S., Jonathan A. Parker, and Antoinette Schoar, MIT Sloan Working Paper 6232-20. Cambridge, MA: MIT Sloan School of Management, February 2024.

"Who Benefits from Retirement Saving Incentives in the U.S.? Evidence on Racial Gaps in Retirement Wealth Accumulation."

Choukhmane, Taha, Jorge Colmenares, Cormac O'Dea, Jonathan Rothbaum, and Lawrence D.W. Schmidt, MIT Sloan Working Paper 6592-21. Cambridge, MA: MIT Sloan School of Management, November 2023.

"Explaining Racial Disparities in Personal Bankruptcy Outcomes."

Argyle, Bronson, Sasha Indarte, Benjamin Iverson, and Christopher John Palmer, Working Paper. October 2023. Race Imputation Code Readme. Race Imputation Code. Slides. Knowledge at Wharton.

Load More